| Job Title: |
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Verification Officer |
| Category: |
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Retail |
| Total Positions: |
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10 |
| Job Location: |
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Badin,Jacobabad,Jaffarabad,Kot Ghulam Mohd,Mehar,Mehrab Pur,Naseerabad,Ranipur,Tando Adam,Umer Kot |
| Gender: |
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No Preference |
| Minimum Education: |
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Bachelors |
| Career Level: |
|
Entry Level |
| Minimum Experience: |
|
1 Year |
| Salary Range: |
|
PKR 50,000 to 60,000 per Month |
| Apply By: |
|
Nov 3, 2025 |
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| Job Description: |
To have real-world hands-on experience with customer handling, client verifications regarding credit worthiness, reputation and repayment capacity of the borrowers having a technical & practical aptitude, strong multi-language communication skills and a collaborative work style.
Key Responsibilities
- Onsite pre-disbursement verification of the clients, guarantors & co-borrowers in line with credit policy & procedures in order to assess the character, capacity, capital and conditions of the parties involved in lending.
- Onsite Post disbursement verification in order to assess the correct utilization of the loan amount availed by the borrower.
- Periodic risk assessment of asset portfolio through portfolio reviews to mitigate recovery risk & for effective portfolio management.
- Periodic assessment of different stakeholders linked with asset portfolio (Goldsmiths, Vet. Doctors, valuators etc.)
- Reporting of the findings identified through pre/post verification checks to line manager and suggest mitigations to improve portfolio quality.
- Reporting the findings through assessment of other stakeholders linked with asset portfolio
- Assistance in identification of clients during handing/taking of asset portfolio.
- Assistance of the portfolio review team in RCSA exercises, fraud investigations, and independent collateral assessments
- Other tasks assigned by the Line Manager,
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| Company Information |
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Company Name: Khushhali Microfinance Bank Limited - (KMBL)
Company Description:
Founded in the year 2000, Khushhali Microfinance Bank Limited (formerly known as Khushhalibank Limited) was a part of the Government of Islamic Republic of Pakistan's Poverty Reduction Strategy and its Microfinance Sector Development Program (MSDP). MSDP was developed with the facilitation of Asian Development Bank (ADB). With its headquarters based in Islamabad, Khushhali Microfinance Bank (KMBL) operates under the supervision of the State Bank of Pakistan (SBP). The bank's board comprises of seven members including leading commercial bankers, fund managers and microfinance experts from across the globe. The mandate remains to retail microfinance services and to act as a catalyst in stabilizing the country's newly formed microfinance sector.
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